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Promotional Certificate of Deposit (CD)

Take advantage of this special CD offer to earn higher dividends

Make your money go farther, faster! Our promotional CD earns 5% APY* for five months.

Asset 68

Earn dividends

LSCU's CDs earn higher rates than checking and traditional savings accounts.

Asset 145

Flexible terms

This CD is available for a five-month term

Asset 58

Federally insured

Enjoy more peace of mind. Funds are insured up to $250,000 by the NCUA.

5% APY*

Let's see how much you could earn.

Final Balance

Contributions:     |    Earnings: 

Earn dividends

Sit back and watch your savings grow

You work hard for your money. Now your money can return the favor. This promotional CD earns 5% for five months. All you have to do is sit back and watch your money grow.

Easy to start

Open your CD with only $500

It doesn't take much to start saving. Open a CD with Lone Star Credit Union with just $500 — less than many other banks!

How it works

It's easy to open a CD from Lone Star Credit Union.

  • 1

    Open an account

    It takes only minutes to open your account.

  • 2

    Make initial deposit

    Deposit at least $500 to get started.

  • 3

    Earn dividends

    Let your CD mature and watch the dividends roll in.

Contact us


Have a question? Contact us

Store money while earning dividends

Savings and earnings all in one!? With a CD from Lone Star Credit Union, you can put some savings away and earn higher dividends on the balance compared to standard checking or savings accounts.

  • *APY = Annual Percentage Yield. Rates are effective February 1, 2023 and are subject to change without notice.


    * Promotional Certificate applies to new money not currently on deposit at Lone Star Credit Union. Keep this document for your records.

    Not Negotiable – Not Transferable – Additional terms are below. This account will NOT automatically renew at maturity. At the maturity date dividends will be paid and the certificate transferred to your Savings account, unless otherwise requested.

    Additional Terms and Disclosures

    Definitions: “We,” “our,” and “us” mean the issuer of this account and “you” and “your” mean the owner(s) of the term share account. “Account” means the original certificate as well as the account funds evidenced by the certificate. Transfer: “Transfer” means any change in ownership, withdrawal rights, or survivorship rights, including (but not limited to) any pledge or assignment of this account as collateral. You may not transfer this account without our written consent. Rate information: The dividend rate on your term share account is 5% with an annual percentage yield of 5%. Rate type: Fixed Dividend period: Account Term Five (5) months. Compounding frequency: Dividends will be paid at maturity.  Crediting frequency: Dividends will be credited to your account at maturity. Minimum balance requirements: The minimum balance required to open this account is $500.00. Transaction limitations: After the account is opened, you may not make additional deposits into the account. You may make withdrawals of principal from your account before maturity. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty. Early withdrawal penalties: (a penalty may be imposed for withdrawals before maturity) The penalty we may impose will equal 90 days dividends on the amount withdrawn subject to penalty. Withdrawal of dividends prior to maturity: Dividends are paid at maturity and not able to be withdrawal prior to maturity. The penalty is calculated as a forfeiture of part of the dividends that would be earned on the account. It applies whether or not the dividends have been earned. In other words, if the account has not yet earned enough dividends the penalty will be deducted from the principal. Exceptions to Early Withdrawal Penalties: At our option, we may pay the account before maturity without imposing an early withdrawal penalty under the following circumstance: When an account owner dies or is determined legally incompetent by a court or other body of competent jurisdiction.

    Bylaw requirements:

    As a condition of membership, you must purchase and maintain the minimum required share(s) as set forth below.

    Par Value of One Share $25.00

    Number of Shares Required 1

    National Credit Union Share Insurance Fund: Member accounts in this credit union are federally insured by the National Credit Union Share Insurance Fund