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Summer Loan

Get the money you need to enjoy the summer season

Between vacation, recreational activities, and simply paying for seasonal expenses, summer isn't always friendly on the wallet. With a Lone Star Credit Union summer loan, you can get up to $1,200 deposited directly into your account to make this summer more affordable.

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Fixed rates

Know exactly what you'll have to pay every month for easier planning.

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12-month term

Enjoy more time to pay off your loan with 12-month terms for less financial stress.

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Multiple purposes

Use the funds to pay for travel expenses, recreational activities, and more for financial flexibility.

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Direct deposit

The funds are transferred directly into your account for easy access to your money.

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Easy access

Access your money when you need it for fast cash to cover any summer expense.

Rates as low as 12% APR*

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount

Multiple Purposes

Use your LSCU summer loan to pay for a wide variety of expenses

No matter what you want to do this summer, you can do it all with a summer loan from Lone Star Credit Union. You can use the funds to pay for just about any expense, including vacation expenses, travel, recreational activities, or whatever else you want to get into. Summer fun is within reach!

Fixed Rates

Your rates will never change

Unlike some personal loans, the rate on a summer loan will never change. You'll know exactly what to expect from your monthly payments before signing on the dotted line, making financial planning as easy as a summer breeze. Paired with the long 12-month term, summer fun has never been more affordable.

How it works

It's easy to get a summer loan from Lone Star Credit Union.

  • 1

    Complete an application

    It takes only minutes to complete the online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Use your funds

    Pay for summer expenses and have some fun!

Apply for a Summer Loan

Top questions

  • Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.

    On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.

  • Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.

    Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.


Have a question? Contact us

Summer fun is within reach

You don't have to choose between depleting your bank account and enjoying some summer activities. With a summer loan from LSCU, you can get the funds you need to cover vacations, travel, or recreational activities to enjoy plenty of fun in the sun this summer.

  • 12% Annual Percentage Rate (APR). Member may borrow up to $1,200. 12-month term only. First payment due August 1, 2022. One summer loan per account. No prepayment penalty. Available for qualified Members in good standing with Lone Star Credit Union for at least 90 days, are currently employed, have no bankruptcy reported on their credit report, and have direct deposit with a minimum of $500 deposited per month, which may be from SSI, retirement, or disability. Borrowers must be current on all LSCU loans and have no delinquent accounts for the last 90 days. Must be 18 years of age or older. The summer loan must be set up on automatic payments with LSCU. Business, trustee, conservatorships, and minor accounts are not eligible. Your credit will be pulled for cross selling opportunities. Loan rate is based on the promotional rate of 12%.