Skip nav to main content.
Holiday Loan

Get the cash you need to pay for holiday expenses

From parties and travel to gifts and food, there are a lot of expenses that come along with the holiday season. Save your bank account and get a Lone Star Credit Union holiday loan to cover expenses, both expected and unexpected.

Asset 59

Fixed rates

It's easy to plan your budget. Holiday loans have fixed rates for consistent monthly payments.

Asset 145

12-month term

Enjoy more time to pay off your loan for a stress-free holiday experience.

Asset 103

Multiple purposes

Use your loan funds for multiple purposes, including gifts, food, travel, and more.

Asset 108

Easy access

It's easy to get the funds you need to cover holiday expenses and avoid credit card debt.

Asset 58

Direct deposit

Once approved, the funds are deposited directly into your LSCU account to use as you wish.

Rates as low as APR*

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount

Financial flexibility

Use your LSCU holiday loan to pay for almost any expense

There are plenty of expenses that creep up on you during the holidays. Whether you need some quick cash to pay for gifts and food or if you need something more substantial like home repairs before the family visits, use a LSCU holiday loan to help reduce your holiday stress.

Fixed rates

Steady monthly payments make budgeting easy

There's no guesswork when it comes to your monthly payments. Unlike some personal loans, holiday loans from Lone Star Credit Union have fixed rates. That way, you know exactly what your monthly payment will be from start to finish. Paired with the long 12-month term, holiday expenses are more affordable than you think!

Last year I really wasn’t sure how I was going to provide Christmas for my kids. Because of LSCU’s easy holiday loan process I was able to purchase Christmas presents for my kids without them ever missing a beat!

— Rachel D.

How it works

It's easy to get a Holiday Loan from Lone Star Credit Union.

  • 1

    Complete an application

    It takes only minutes to fill out the online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Use the funds

    Pay for holiday expenses and spread some cheer this holiday season.

Apply for a Holiday Loan

Top questions

  • Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.

    On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.

  • Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.

    Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.


Have a question? Contact us

Don't break the bank this holiday season

Credit card debt is expensive. Save some money and cover seasonal expenses with a fixed-rate holiday loan from Lone Star Credit Union and enjoy a merry, stress-free holiday season.

  • *APR = Annual Percentage Rate.

    15% APR applies to all credit union Holiday Loans. Member may borrow up to $1,500. 12-month term only. One holiday loan per account. No prepayment penalty. This offer will be available October 23, 2023 through December 31, 2023. Available for qualified Members in good standing with Lone Star Credit Union for at least 90 days, are currently employed, have no Bankruptcy reported on their credit report, and have direct deposit with a minimum of $500 deposited per month, which may be from SSI, retirement, or disability. Borrowers must be current on all LSCU loans and have no delinquent accounts for the last 90 days. Must be 18 years of age or older. The holiday loan must be set up on automatic payments with LSCU. Business, trustee, conservatorships, and minor accounts are not eligible. Credit will be pulled for cross selling opportunities. Rate based on promotional rate of 15%.

Alert The Dallas lobby is temporarily closed. Please use the drive-thru.