*APR = Annual Percentage Rate.
12% APR applies to all credit union Holiday Loans. Member may borrow up to $1,200. 12-month term only. One holiday loan per account. No prepayment penalty. This offer will be available October 24, 2022 through December 31, 2022. Available for qualified Members in good standing with Lone Star Credit Union for at least 90 days, are currently employed, have no Bankruptcy reported on their credit report, and have direct deposit with a minimum of $500 deposited per month, which may be from SSI, retirement, or disability. Borrowers must be current on all LSCU loans and have no delinquent accounts for the last 90 days. Must be 18 years of age or older. The holiday loan must be set up on automatic payments with LSCU. Business, trustee, conservatorships, and minor accounts are not eligible. Credit will be pulled for cross selling opportunities. Rate based on promotional rate of 12%.