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Auto Loans

We'll help you get the best rate auto loan you can afford and get it fast

Our rates are low, terms are flexible, and application process is easy. We can even help you find a vehicle and protect it from life's mishaps.

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No payments for 90 days*

What will you do with some extra cash in your budget?

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Flexible terms

Choose a term that fits your budget, anywhere from 24 to 84 months.

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Low rates

Save money over the life of your loan with a low interest rate.

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Shop for vehicles

Find the perfect vehicle with our Auto Guide and buy it at a great price.

Rates as low as APR**

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount
Loan Rate

Quick application and fast approval

Get the funds you need, fast

You can apply for the best rate auto loan and get approved from anywhere. Our online application process is quick and easy, helping you get the funds you need to purchase your next vehicle right away.

Auto loan protection

Protect yourself from life's mishaps

If you break down, are unable to pay your loan, or have an accident, auto loan protection products can give you and your family peace of mind. For example, Member Credit Protection (MCP) can forgive your loan if you total your vehicle or pass away. Learn about MCP, Vehicle Service Contracts, GAP protection, and more.

As we were in the car driving to the dealership, I was able to find my new vehicle, fund the loan, and sign the paperworkโ€”all before we reached our destination.

— Laurie P.

How it works

It's easy to get a best rate auto loan from Lone Star Credit Union.

  • 1

    Apply online

    It takes just a few minutes.

  • 2

    Get approved, fast

    We'll review your application.

  • 3

    Purchase your vehicle

    Use the funds to buy a vehicle.

Apply for an auto loan

Top questions

  • Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.

    On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.

  • Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.

    Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.


Have a question? Contact us

We can help you get an auto loan quickly that works with your budget

With low rates, fast approval, flexible financing, and plenty of loan protection services, buying your next vehicle has never been easier.

  • * Interest begins accruing the day the loan is funded.  Does not apply to vehicles currently financed through Lone Star Credit Union.

    **APR = Annual Percentage Rate. Rates are effective January 1, 2024 and are based on creditworthiness. Subject to credit approval.

    Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.

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