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Auto Loans

Drive Away Today With an APR As Low As 6.00%

Low Rates: Enjoy a competitive 6.00% APR**.
Flexible Terms: Choose a repayment plan that fits your budget.
Fast & Easy Application: Get pre-approved in minutes and drive away happy.
Don't wait! Rates this good won't last forever.
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No payments for 60 days*

What will you do with some extra cash in your budget?

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Flexible terms up to 84 Months

Choose a term that fits your budget, anywhere from 24 to 84 months.

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Low rates as low as 6.00%

Save money over the life of your loan with a low interest rate.

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Shop for vehicles

Find the perfect vehicle with our Auto Guide and buy it at a great price.

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I cannot say enough positive things about my experience in getting a loan here. From the great interest rates, to the customer service.. all round THE BEST. Laurie Parnell is a work with and goes above and beyond to assist. Very responsive and just a pleasure. I felt like we were friends through the whole thing. Thank you for making my dream come true on the purchase of my first Tesla!

- Melissa K.

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I’ve done business with many credit unions over the years but Lone Star Credit Union has to be the best one yet! Specifically, Amy - one of their excellent Lending Service Advisors, made the process from start to finish extremely easy and FAST!! Lone Star Credit Union has earned my business for many years to come.

- Alexander N.

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I’ve been a member at LSCU since 2015 and have always experienced great service, but I have to say Rosie Villegas went above and beyond on my most recent vehicle purchase. Due to travel I had an urgent need to pick up this vehicle the next day, and Rosie worked up to the very end of the day with the dealer and my loan officer to get everything in place and ready, so when I showed p at the dealership the next morning my car was basically sitting there waiting for me to hop in and go.

- Charles B.

Rates as low as
APR**

Let's see what your monthly payment could be.

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Loan Amount
$
Loan Rate
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Quick application and fast approval

Get the funds you need, fast

You can apply for the best rate auto loan and get approved from anywhere. Our online application process is quick and easy, helping you get the funds you need to purchase your next vehicle right away.

Auto loan protection

Protect yourself from life's mishaps

If you break down, are unable to pay your loan, or have an accident, auto loan protection products can give you and your family peace of mind. For example, Member Credit Protection (MCP) can forgive your loan if you total your vehicle or pass away. Learn about MCP, Vehicle Service Contracts, GAP protection, and more.

How it works

It's easy to get a best rate auto loan from Lone Star Credit Union.

  • 1

    Apply online

    It takes just a few minutes.

  • 2

    Get approved, fast

    We'll review your application.

  • 3

    Purchase your vehicle

    Use the funds to buy a vehicle.

Get Pre-Approved Today

Top questions

  • Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.

    On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.

  • Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.

    Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.

 

Have a question? Contact us

We can help you get an auto loan quickly that works with your budget

With low rates, fast approval, flexible financing, and plenty of loan protection services, buying your next vehicle has never been easier.

  • * Interest begins accruing the day the loan is funded.  Does not apply to vehicles currently financed through Lone Star Credit Union.

    **APR = Annual Percentage Rate. Rates are effective January 1, 2024 and are based on creditworthiness. Subject to credit approval.

    Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.

Holiday Closure All branches and the Member Service Center will be closed on Monday, October 14 for Columbus Day.