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Personal Loans

Get the funds you need to pay for life's expenses

You can't always predict what happens. Whatever you need to pay for, a Lone Star Credit Union personal loan makes it easy to get the funds you need.

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Fixed rates

Know exactly what to expect with fixed rates on all LSCU personal loans.

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Flexible terms

Choose a monthly payment that works with your budget and goals.

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No collateral

Personal loans are based on your creditworthiness. No collateral needed!

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Any purpose

The financing you need for projects, debt consolidation, or even a vacation.

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Easy application

It takes only a few minutes to apply for a personal loan online.

Rates as low as APR*

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount

Use for any purpose

Use the funds however you want

Expenses aren't always expected. No matter what comes your way, get the funds to pay for it with a LSCU personal loan. From debt consolidation and medical bills to purchasing older vehicles and home projects, you're welcome to use personal loan funds for any purpose.

Fixed rates

Your payments won't change over time

Don't worry about variable rates affecting your monthly payments. At LSCU, we offer fixed rates on our personal loans to make it easy for you to plan your finances. Your monthly payments will never change over the course of your loan.

Our AC unexpectedly went out going into a long weekend and we were able to apply, get approved, and funded for a replacement within hours! Thanks to LSCU we were able to stay cool and in our home over the holiday weekend!

— Darlene H.

How it works

It's easy to get a personal loan from Lone Star Credit Union.

  • 1

    Complete an application

    It takes only a few minutes to fill out the online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Use the funds

    Pay for any expense using the funds from your personal loan.

Apply for a personal loan

Top questions

  • Yes,. On the desktop version of digital banking click the plus sign to take you to the Apply for Loan option.

    On mobile, tap the plus sign at the bottom of your screen and then tap Apply for Loan to begin the process.

  • Make your LSCU loan payment using another checking account, savings account, or debit card through our secure Online Payment Center. If you are making a payment from your LSCU account, please transfer your payment within digital banking.

    Please note: Your payments may not exceed $1,500 per entry. If you would like to setup recurring payment from another financial institution, please give us a call at 214.327.9367.


Have a question? Contact us

Easy funding for expenses that can't wait.

Whatever expense comes your way, get the funds you need with a personal loan from LSCU. With fixed rates and flexible terms, it's easy to find a loan option that fits your needs and budget.

  • *APR = Annual Percentage Rate. Rates are effective February 21, 2023 and are based on creditworthiness. Subject to credit approval.

    Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.

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