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Certificates of Deposit (CD)

Put your money to work and earn higher dividends

When you want to save for a long or short-term goal, put your money in a Certificate of Deposit (CD) to earn higher dividend rates and watch your savings grow.

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Earn dividends

LSCU's CDs earn higher rates than checking and traditional savings accounts.

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Flexible terms

Choose a term that works for your budget, between 12, 36, and 60 months.

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Federally insured

Enjoy more peace of mind. Funds are insured up to $250,000 by the NCUA.

Rates as high as APY*

Let's see how much you could earn.

Final Balance

Contributions:     |    Earnings: 

Earn dividends

Sit back and watch your savings grow

You work hard for your money. Now your money can return the favor. LSCU's CDs earn higher dividends compared to other checking account or savings accounts. All you have to do to earn is sit back and wait for maturity.

Easy to start

Open your CD with a low initial deposit

It doesn't take much to start saving. Open a CD with Lone Star Credit Union with just a $500 minimum balance — less than many other banks!

How it works

It's easy to open a CD from Lone Star Credit Union.

  • 1

    Open an account

    It takes only minutes to open your account.

  • 2

    Make initial deposit

    Deposit at least $500 to get started.

  • 3

    Earn dividends

    Let your CD mature and watch the dividends roll in.

Open a Certificate of Deposit


Have a question? Contact us

Store money while earning dividends

Savings and earnings all in one!? With a CD from Lone Star Credit Union, you can put some savings away and earn higher dividends on the balance compared to standard checking or savings accounts.

  • *APY = Annual Percentage Yield. Rates are effective August 21, 2023 and are subject to change without notice.

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