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Holiday Club Account

Easily save money for holiday expenses

Stash money away in a LSCU holiday savings account, and it will automatically deposit on October 1 to cover holiday expenses.

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Competitive dividend rates

Earn better rates compared to similar savings accounts to save more for the holidays.

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Automatic deposit

Your balance is released into your savings or checking account on October 1.

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No maximum balance

Save as much as you want for the holidays with no maximum balance limits.

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No service charge

Keep more money in your account with no monthly service charge, so you can save more for the holidays.

Rates as high as 0.25% APY*

Let's see how much you could earn.

Final Balance

Contributions:     |    Earnings: 
Initial Deposit

Holiday savings made easy

Save for the holidays all year long

Out of sight, out of mind. Reduce the temptation to dip into your holiday savings early by putting it in a LSCU Holiday Club account. You can grow your funds all year long, and they'll be automatically deposited into your account on October 1 — just in time for holiday shopping!

Earn dividends

Dividends compounded and paid quarterly

Want a little extra cash to cover holiday expenses? A Holiday Club Account from Lone Star Credit Union pays dividends on your balance! Earn higher rates compared to similar savings accounts and get a little extra cash for gifts, parties, or travel this holiday season.

How it works

It's easy to open a Holiday Club Account from Lone Star Credit Union.

  • 1

    Open a Holiday Club Account

    It takes only minutes to open a LSCU Holiday Club account.

  • 2

    Save for holiday spending

    Start with a $10 deposit and add throughout the year.

  • 3

    Use the funds for the holidays

    Funds automatically transfer to your account on October 1.

Open a Holiday Club Account

Top questions

  • On October 1, we will automatically transfer your savings total to your account and your holiday shopping can begin.

  • We encourage you to not spend your savings throughout the year; however, if you need to access your holiday funds before October, you can make a withdrawal at anytime for a $5 fee.

  • Deposits can be set up via automatic/manual/external transfers. Deposits can also be made in person and with mobile deposit.


Have a question? Contact us

Holiday saving made easy

Make regular deposits into your Holiday Club Account and have them released on October 1, just in time for holiday expenses.

  • *APY = Annual Percentage Yield. Rates are effective April 1, 2023 and are subject to change without notice.

    No monthly service charge for Holiday Club Accounts. Transfers prior to October 1 will incur a $5 fee each. Transfers must be made by phone or in person at a Lone Star Credit Union branch and may not be made online.

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