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Money Market Checking Account

Earn money market dividends with checking account flexibility for the best of both worlds.

Put your money to work while maintaining financial flexibility. With a Money Market Checking Account from Lone Star Credit Union, you can enjoy money market dividend rates without losing access to your funds, so you can make the best use of your money.

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Earn dividends

Get money market dividend rates on your checking account balance and watch your money grow.

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Access to funds

Maintain flexibility with six withdrawals monthly, unlike regular money market accounts.

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Monthly dividends

Dividend earnings are compounded and credited monthly, so you don't have to wait.

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Digital banking

Manage your credit union Money Market Checking account from anywhere with free digital banking.

Rates as high as APY*

Let's see how much you could earn.

Final Balance

Contributions:     |    Earnings: 
Term (months)

Earn dividends on your account balance

Put your money to work

Don't let your money just sit around. Put it to work in a credit union Money Market Checking account. You'll earn money market dividend rates compounded and credited monthly on your account balance and a .25% increase on Certificate of Deposit (CD) rates to help you grow your savings even faster. Better yet, never lose access to your funds with no lock-in periods!

No service charges

Keep more money in your account with no service charges.

Money Market Checking accounts should be about saving you money, not wasting it on unnecessary charges. If you maintain a daily account balance of $2,500, you'll never pay a service charge, so you can keep more money in your account and watch the dividends grow.

How it works

It's easy to open a Money Market Checking account from Lone Star Credit Union.

  • 1

    Complete an application

    It takes only minutes to fill out the online application.

  • 2

    Make an initial deposit

    Deposit at least $2,500 to open your account.

  • 3

    Earn dividends

    Dividends compound and credit monthly on your account balance.

Open a Money Market Checking Account

Top questions

  • Your Member number is used when enrolling in services such as digital and mobile banking, the online payment center, and automated phone banking. It is also your main savings account number.

    Your checking account number is used for sending or receiving money through direct deposit, wire transfers, and bill-payments or for making payments online or by phone.

  • There are a few ways to find your account number:

    • your savings account number, or Member number, can be found on your eStatements in digital banking
    • your checking account number can found on the bottom of your checks after the routing number (311079869)

    You can also find your account number in digital banking. Tap or click on your checking account from the home screen, then tap or click account info (next to history), and the MICR number shown is your checking account number.

    You can also contact our Member Service Center by phone or chat to verify your Member number, checking account number, or loan number.

  • You can easily order checks whenever you need them by going to Harland Clarke’s website. When you place an order, you’ll have the option to choose your preferred style and any other needed products like checkbook registers. You can also order customized checking deposit slips if desired.

  • No, Digital Banking does not allow you to draw your account negative.

  • When you add a debit and/or credit card, the number on your cards is replaced with a secure device number referred to as a token. That token is used to submit the payment to the merchant rather than your actual card number(s).

    • You need to report a lost or stolen debit card promptly in the LSCU Cards app or by calling 866.553.2919.
    • A replacement card will be issued with a new card number.
    • Don’t forget to update any automatic payments with your new card information.
  • Yes. On the desktop version of digital banking, click the plus sign to take you to the Create a Share option.

    On mobile banking, tap the red plus sign at the bottom of the screen and then tap Create a Share to begin the process.


Have a question? Contact us

Earn dividends without losing financial flexibility

With a Money Market Checking account from Lone Star Credit Union, you can enjoy the best of both worlds. Earn money market dividend rates on your account balance and enjoy checking account flexibility to help you better manage your money.

  • *APY = Annual Percentage Yield

    Rates are effective April 1, 2023 and are subject to change without notice. Minimum balance to open account: $2500.00

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