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Mortgage Loans

Local and knowledgeable service takes the stress out of buying a home.

Buying your next home doesn't have to be complicated. Our team of dedicated professionals simplify the process so you can start unpacking.

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Competitive rates

Get lower rates and save money on the biggest purchase you'll likely ever make!

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Low down payments

You don't need to put 20% down. Low down payment options make it easy to buy now.

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Variety of terms

Maintain control over your total and monthly payments with a variety of repayment term options.

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Fast closing

Get into your home faster with quick closing times on LSCU's mortgage loans in Texas.

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Knowledgeable service

Uncomplicate mortgage loans with access to loan experts to walk you through the process.

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Loan options

Choose between a variety of fixed and variable loan options to find one that works for you.

Rates as low as 6.75% APR*

Let's see what your monthly payment could be.

Monthly Payment

Loan Amount
Loan Rate

Competitive rates

Save money on one of the biggest purchases you'll ever make

Buying a home is expensive, so don't waste money on high rates. Mortgage loans in Texas from Lone Star Credit Union come with competitive rates on fixed and variable loans, so you can keep more in your account over the life of the loan.

Home buying guide

We wrote the book on buying a home

You already have some idea of what’s in store during the buying process: browsing online, open houses, researching schools. But did you know the home buying process actually starts before all that? Our Home Buying Guide will teach you all about budgeting, the types of mortgages available, and how to pick the right lender.

Different types of loans

Choose a loan type that works for you

No matter your needs, goals, budget, or credit history, there's an LSCU mortgage loan that works for you. Choose between various loan types, including FHA and Conventional, so you can find the perfect fit for you.

Online tools

Resources you need at your fingertips

Our mortgage center website includes mortgage rates, educational tools, application tips, and more. Get started on your path to purchasing a new home by discovering exactly how much you can afford.

I am glad I chose Lone Star Credit Union to refinance my mortgage. The process was fast and easy and I am able to make my payments directly in the app. I highly recommend Lone Star to anyone who is in the home buying market.

— Marcy P.

How it works

It's easy to get a mortgage loan from Lone Star Credit Union.

  • 1

    Apply online

    It takes only a few minutes to complete the online application.

  • 2

    Get approved

    Work with local professionals to guide you through the mortgage process.

  • 3

    Buy your home

    Use the funds to buy your new home.

Apply for a Mortgage Loan


Have a question? Contact us

Who says home buying has to be difficult?

With competitive rates and a variety of loan types available, let the experts at LSCU find you a mortgage loan that fits your goals and budget. Home ownership isn't out of reach!

  • *APR = Annual Percentage Rate. Rate displayed on this page is for estimation purposes only. For current rates, visit the LSCU Mortgage Center website. Mortgage rates are based on creditworthiness. Subject to credit approval.

    Must be 18 years or older for any loan at Lone Star Credit Union. Rates subject to change at any time. Loan application and approval required.

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