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No fees, no fuss, just dividends! It really is that easy with Bonus Checking.

Why settle for a checking account that doesn't pay you back? Bonus Checking allows you to earn dividends just for using your debit card.

Start Earning Today

Discover Personalized Banking

Credit Cards

Checking

Savings

Home Loans

Auto loans

Current rates

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Regular CDS

as high as 3.65 % APY

Auto Loans

as low as 5.50 % APR

Home Equity

as low as 6.75 % APR

We're more than just checking and savings accounts

What's the next step on your financial journey?

Buy your dream home

Give up the rental life for good and start picking out paint colors.

Save more this year

Checking your account balance will put a smile on your face.

Catch a new ride

Pre-owned vehicles available from Enterprise Car Sales

Budget guide

Overcome common financial challenges

Our budgeting guide will help you take control of your finances, build stability, and work toward long-term goals.

Download the guide

Coins falling to white piggy saving , Financial and money depos

Why choose Lone Star Credit Union?

When you're a Lone Star Credit Union Member, you don't have to choose between service and innovation. We provide the personalized relationship of a small-town bank and the technology that keeps your money safe and secure.

Our Story Open an Account

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Find the Right Car

Our auto guide will get you on the road faster.

Greenpath Financial Wellness

Your path to a bright financial future.

Youth Savings Account

Accounts for kids with fun perks!

Save

For a rainy day or your next big purchase, we're here to help.

Spend

Simplify spending with a variety of tools to make life easier.

Borrow

Flexible funding to take your life to the next level.

We love our Members!

And they love us back! Read what our Members say about their experiences with Lone Star Credit Union.

Lupe was amazing!!! She’s good people!

Quick, friendly, and professional service!

They are all very helpful and professional. They work with a smile and keeps me coming everyday!

In our community

We're dedicated to making our community a better place.

Learn more

Local sponsorships

We love to support local organizations, non-profits, and causes. Communities grow from the ground up!

Community partners

Small business is the backbone of America (and Texas). That's why we're dedicated to helping local businesses thrive.

Volunteering

Our employees are committed to doing good in our communities through volunteering and acts of kindness.

Open an account online

It only takes a few minutes.

Make an appointment

Personalized service at your convenience.

Refer a friend

Love LSCU? Tell your friends and family and you can both earn $50!

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Rates effective as of: July 24, 2025

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