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Credit Cards

When it comes to choosing a new credit card, your options can be complex and overwhelming.  That's why we offer simple solutions.  No matter the card you choose, you'll benefit from EMV smart chip technology, 24/7 cardholder support and great introductory rates.  Not to mention, a low rate or exciting rewards depending on the card you choose! Plus, all credit cards are eligible for e-statements, a safer and more environmentally-friendly way to view your monthly account activity. 


Credit Card Options that are GOOD for you.    




Intro APR Purchases  1.99% for 12 months*   1.99% for 12 months *

Intro APR Balance Transfers 

 0% for 18 months*

 0% for 18 months*



 Up to 2,000 points in first 90 days** 


 10.95% - 18.00%   15.95% - 18.00%

Cash Advance APR 

 Rate + 3% (Cap 18%)    Rate + 3% (Cap 18%) 

Annual Fee

 $0  $0

 *APR=Annual Percentage Rate. Introductory rate is valid from first card issue date. Cardholder rate is subject to credit approval.

**To be eligible for the 2,000 bonus points, you must make $2,000 or more in purchases within 90 days of account opening. Earn 1,000 points after spending $1,000 and another 1,000 bonus points after spending an additional $1,000 or more in purchases. 


VISA Credit Card Information 

Account Access

Access your credit card account information through digital banking or directly through the LSCU Credit Card Portal.

Access Point offers secure access to your LSCU VISA credit card account.

  • View Account Summary
  • View Transaction History
  • View Statements
  • Sign-up for and View E-Statements
  • Make a Payment
  • Process Balance Consolidation (transfer)
  • Set Travel Notifications
  • Report Card Lost or Stolen

Click the Cardholder Login button above to get started. 


Automated Fraud Alerts

Automated Fraud Alerts

We are constantly monitoring your credit card transactions to identify and prevent fraud on your account. Lone Star Credit Union is committed to providing our Members the best fraud-fighting tools to strengthen our defenses and help our Members take immediate action against fraud. Should we identify suspicious transactions on your account, we will attempt to contact you about the activity via SMS (text), phone or email to determine if a transaction was authorized. Please make sure to review and update your contact information so that you will receive alerts should there be any suspicious transactions on your account.

Remember that we will never ask for account information, passwords, or other sensitive information via these unsecure channels. Our SMS fraud alerts only require a simple yes (Y) or no (N) reply. If you aren’t certain if the message is authentic, please contact us at 214.327.9367.

For more information about Automated Fraud Alerts, visit our Automated Fraud Alerts page.

Balance Transfer Fees

$10.00 or 3.00% of the amount of each balance transfer, whichever is greater

Contact Information

Cardholder Services: 866.583.5196
Card Activation: 800.631.3197
PIN Now: 888.886.0083
Payment Address: PO Box 660493 Dallas, TX 75266-0493
Overnight Payment Address: 560 Carillon Parkway St. Petersburg, FL 33716

goodRewards Credit Card

Get rewarded for using your Lone Star Credit Union goodRewards VISA Credit Card. Earn points on your everyday purchases and redeem for cash, merchandise, travel, gift cards, and more! 

Learn more about the goodRewards Credit Card on the goodRewards webpage.

View and redeem your rewards on the goodRewards website. The website can also be accessed when logged into AccessPoint, the online VISA credit card website.

Digital Wallet

An easy and secure way to make purchases with your Lone Star Credit Union credit card. Each LSCU Credit Card offers the flexibility to be used with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, & Garmin Pay.

Visit the Digital Wallet page to learn more.

LSCU Cards App

Manage your Lone Star Credit Union VISA credit card in one easy-to-use app.  The LSCU Cards App gives you access to control, monitor and safeguard your cards anytime, anywhere! 

With this app you can:

  • View recent and pending transactions
  • View account details
  • Make a payment to your LSCU credit card
  • Report your LSCU card lost or stolen
  • File a dispute on a transaction
  • Create personalized alerts and controls on your LSCU cards
  • View rewards points for the LSCU goodRewards Credit Card
  • Set travel notifications

Card registration for the LSCU Cards app is easy from any mobile device, and access is secure and protected by multi-factor authentication.

Visit the LSCU Cards App page for more information.

VISA Funded Benefits

Roadside Dispatch® gives cardholders protection when they are on the road. This is a pay-per-use roadside assistance program. Cardholders are able to take advantage of pre-negotiated rates for common service issues (e.g. locksmith or tow service). Cardholder calls 800.847.2869 for roadside assistance.


Check out our frequently asked questions about credit cards.