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Compare Visa Credit Cards

Not sure which credit card is right for you? Compare Lone Star Credit Union's offerings side by side to find your perfect match!

goodRate Visa

View goodRate Visa
goodRewards Visa

View goodReward Visa
Best for
Lower rates on your regular balance
Earn rewards points on purchases
Intro APR purchases
1.99% for 12 months 1
1.99% for 12 months 1
Intro APR balance transfers
0% for 18 months 2
0% for 18 months 2
Earn points
Up to 2,000 points in first 90 days 3
10.95% - 18.00% 4
15.95% - 18.00% 4
Cash advance APR
Rate + 3% (Cap 18%)
Rate + 3% (Cap 18%)
Annual fee
Digital and mobile banking access
Automated fraud alerts
Card controls with LSCU Cards app
Chip-enabled Visa card
Digital wallet: Google Pay, Samsung Pay, and Apple Pay

VISA Credit Card Information

  • Access your credit card account information through digital banking or directly through the LSCU Credit Card Portal.

    Access Point offers secure access to your LSCU VISA credit card account.

    • View Account Summary
    • View Transaction History
    • View Statements
    • Sign-up for and View E-Statements
    • Make a Payment
    • Process Balance Consolidation (transfer)
    • Set Travel Notifications
    • Report Card Lost or Stolen

    Click the Cardholder Login button above to get started.

  • We are constantly monitoring your credit card transactions to identify and prevent fraud on your account. Lone Star Credit Union is committed to providing our Members the best fraud-fighting tools to strengthen our defenses and help our Members take immediate action against fraud. Should we identify suspicious transactions on your account, we will attempt to contact you about the activity via SMS (text), phone or email to determine if a transaction was authorized. Please make sure to review and update your contact information so that you will receive alerts should there be any suspicious transactions on your account.

    Remember that we will never ask for account information, passwords, or other sensitive information via these unsecure channels. Our SMS fraud alerts only require a simple yes (Y) or no (N) reply. If you aren’t certain if the message is authentic, please contact us at 214.327.9367.

    For more information about Automated Fraud Alerts, visit our Automated Fraud Alerts page.

  • $10.00 or 3.00% of the amount of each balance transfer, whichever is greater

  • Cardholder Services: 866.583.5196
    Card Activation: 800.631.3197
    PIN Now: 888.886.0083
    Payment Address: PO Box 660493 Dallas, TX 75266-0493
    Overnight Payment Address: 560 Carillon Parkway St. Petersburg, FL 33716

  • Get rewarded for using your Lone Star Credit Union goodRewards VISA Credit Card. Earn points on your everyday purchases and redeem for cash, merchandise, travel, gift cards, and more!

    Learn more about the goodRewards Credit Card on the goodRewards webpage.

    View and redeem your rewards on the goodRewards website. The website can also be accessed when logged into AccessPoint, the online VISA credit card website.

  • An easy and secure way to make purchases with your Lone Star Credit Union credit card. Each LSCU Credit Card offers the flexibility to be used with Apple Pay, Google Pay, Samsung Pay, & Garmin Pay.

    Visit the Digital Wallet page to learn more.

  • Manage your Lone Star Credit Union VISA credit card in one easy-to-use app.  The LSCU Cards App gives you access to control, monitor and safeguard your cards anytime, anywhere!

    With this app you can:

    • View recent and pending transactions
    • View account details
    • Make a payment to your LSCU credit card
    • Report your LSCU card lost or stolen
    • File a dispute on a transaction
    • Create personalized alerts and controls on your LSCU cards
    • View rewards points for the LSCU goodRewards Credit Card
    • Set travel notifications

    Card registration for the LSCU Cards app is easy from any mobile device, and access is secure and protected by multi-factor authentication.

    Visit the LSCU Cards App page for more information.

  • Roadside Dispatch® gives cardholders protection when they are on the road. This is a pay-per-use roadside assistance program. Cardholders are able to take advantage of pre-negotiated rates for common service issues (e.g. locksmith or tow service). Cardholder calls 800.847.2869 for roadside assistance.


  • Credit card account information is accessible through the credit card portal. Users can view their card balances, available credit amount, and recent transaction history.

  • No, you can access your account through the credit card portal. Enrolling in digital banking simply allows you to view your credit card information with your other LSCU accounts and eliminates the need for multiple logins.

  • First, you’ll need to log in to digital banking. Next, you’ll make a transfer from your LSCU Checking to your LSCU Visa. Once the transfer has been submitted your payment is complete.

    IMPORTANT: Making a payment to your credit card in digital banking will not cancel a recurring payment. If you have a recurring payment set-up through the credit card portal, this will continue automatically unless you manually cancel it.

  • Yes, you can make a payment on your credit card by setting up an automatic transfer from another LSCU account.

    Login to digital banking. Click transfer money and select the account from which you want to send money. Select the recipient where the money will be sent (Savings or Loan) and click continue. Input the amount of the transfer, choose the date the funds are to be moved, and the frequency of the transfer, then input the end date. Click continue, review your transaction, and click continue again.

  • Login to digital banking, and click on my finance, then choose the scheduled transfer widget. Locate the transfer you wish to edit or delete and click the three dots next to the amount. To edit the transfer, click edit. To delete the transfer, click delete transfer.

  • You will need to log in to the credit card portal to make a payment from another financial institution.  Click “Make Payment”.

  • You will need to log in to the credit card portal.Click “Make Payment.” Click the “Enroll” link, then agree to the terms and conditions, and then add your bank routing and account numbers. Review your payment and finally authorize the recurring payment.

  • To cancel a recurring payment to your Visa, log in to the credit card portal and select “Make Payment.” Select “Unenroll” and submit.

  • To view your statement, log in to the credit card portal.. If you have not set up your credit card account, you will need to enroll as a new user. Once logged in select Statements. (Member must be enrolled in e-statements to view online.)  Only statements produced after the date of enrollment will be viewable.

  • 1 APR = Annual Percentage Rate. 1.99% APR introductory rate is valid from first card issue date.

    2 0% APR introductory balance transfer rate rate is valid from first card issue date. Balance transfer fee is $10.00 or 3.00% of the amount of each balance transfer, whichever is greater.

    3 To be eligible for the 2,000 bonus points, you must make $2,000 or more in purchases within 90 days of account opening. You will receive 1,000 points after spending $1,000 and another 1,000 bonus points after spending an additional $1,000 or more in purchases.

    4 As of 11/16/2022, rates range from 10.95% APR – 18.00% APR for the goodRate Visa and 15.95% APR – 18.00%APR for goodRewards Visa, are based on creditworthiness, and will vary with the market based on the U.S. Prime Rate. Cardholder rate is subject to credit approval. ATM cash advance fees: Rate + 3%  with a cap of 18%.

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