EMV Chip Technology
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What happens if my debit card is lost or stolen?
You need to report a lost or stolen debit card promptly in the LSCU Cards...
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What information is on the chip?
The chip contains information about a cardholder’s account and the card expiration date. It also...
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Can cardholders be tracked with their EMV cards?
No. Chip cards contain no tracking information.
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Will chip cards prevent data breaches?
While chip cards won’t prevent the types of large-scale data breaches that have hit some...
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How does the chip technology work to prevent fraud?
When used at a chip-enabled terminal at the point of sale or an ATM, a small...
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Does this affect online purchases also?
Making purchases online or by phone doesn’t change … just provide your card information as you have...
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How do I use my chip card at an chip-enabled ATM?
Insert your card into the terminal and follow the instructions on the screen. Depending on the type...
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What if the merchant (store) doesn’t have a chip-enabled machine?
If a merchant isn’t using a chip-enabled terminal yet, you will ‘swipe’ your card to make your...
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Can I use my chip card anywhere?
Yes, your chip card can be used virtually anywhere Visa Debit Cards or Visa Credit Cards...
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What are chip cards?
A chip card – also called a smart card or an EMV card – is...
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Rates effective as of: July 21, 2026
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