EMV Chip Technology
What happens if my debit card is lost or stolen?
You need to report a lost or stolen debit card promptly in the LSCU Cards...
What information is on the chip?
The chip contains information about a cardholder’s account and the card expiration date. It also...
Can cardholders be tracked with their EMV cards?
No. Chip cards contain no tracking information.
Will chip cards prevent data breaches?
While chip cards won’t prevent the types of large-scale data breaches that have hit some...
How does the chip technology work to prevent fraud?
When used at a chip-enabled terminal at the point of sale or an ATM, a small...
Does this affect online purchases also?
Making purchases online or by phone doesn’t change … just provide your card information as you have...
How do I use my chip card at an chip-enabled ATM?
Insert your card into the terminal and follow the instructions on the screen. Depending on the type...
What if the merchant (store) doesn’t have a chip-enabled machine?
If a merchant isn’t using a chip-enabled terminal yet, you will ‘swipe’ your card to make your...
Can I use my chip card anywhere?
Yes, your chip card can be used virtually anywhere Visa Debit Cards or Visa Credit Cards...
What are chip cards?
A chip card – also called a smart card or an EMV card – is...