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Why is there a spending limit on my debit card?

Spending limits are a tool used to reduce potential loss from fraud activity. Should your card be lost, stolen, or card information compromised, the spending limit puts a “maximum” on the amount of funds criminals could use in one day. If you need to make a large purchase using your debit card, just let us know prior to using your card and we may be able to temporarily raise the limit.

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