Enjoy more financial security with auto loan protection services
You never know what's going to happen. If an unexpected life event occurs, auto loan protection from Lone Star Credit Union can help cover expenses of vehicle repairs, depreciation, or even your loan payments for greater peace of mind.
Multiple loans qualify
Protect a variety of loans, including auto, motorcycle, and RV for complete protection on all your vehicles.
Broad protections
Protect yourself from just about anything that life throws your way with a broad window of protection.
Depreciation protection
Covers depreciation on your vehicle, so you get a benefit equal to NADA retail value in the event of a loss.
Member credit protection
Forgives your outstanding auto loan in the event of total loss of vehicle or death, so you won't have to worry about payments.
Vehicle service contract
Covers the cost of mechanical breakdown, including roadside assistance and a rental vehicle.
Guaranteed Asset Protection (GAP)
Covers the difference between your vehicle's value and the amount you owe if the vehicle is totaled.
Low-cost coverage
Big protection, low price
Protect yourself from the unexpected without draining your account. With auto loan protection from LSCU, you can get affordable coverage to protect yourself from almost anything that could happen to your vehicle. Don't let the unexpected ruin your day!
Variety of coverage
Protect yourself from just about anything life throws your way
There are many ways to protect yourself with auto loan protection from Lone Star Credit Union. Choose from a variety of protections to suit your needs:
• Depreciation protection
• Member Credit Protection (MCP)*
• Vehicle service contract
• Guaranteed Asset Protection (GAP)
And the best part: You don't even need to have your auto loan through LSCU. Enjoy these protections on any auto loan, even if it's not with us.
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Give us a call
Talk to Lending Service Advisor to get started.
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Learn about our options
Go through the different protection service options.
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Enjoy protection
Choose the option that best suits your loans and enjoy more peace of mind.
Have a question? Contact us
Prepare for the unexpected
Enjoy the added peace of mind that comes from auto loan protection from LSCU. With services designed to protect you from financial loss should something happen to your auto, motorcycle, or RV, so you can cruise with confidence.
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*For a complete explanation of the benefits and rules, see the Member Credit Protection Addendum and Disclosure provided by your Credit Union Financial Officer. The purchase of Member Credit Protection is voluntary and cannot be required as a condition of loan approval. Member Credit Protection is a payoff shortfall and debt cancellation waiver.
View the Vehicle Service Contract brochure
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Rates effective as of: December 21, 2024
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