New or used vehicles
Get the vehicle that's right for you. It doesn't matter whether it's new or used.
Get pre-qualified for an auto loan and go to the dealership with more negotiating power.
Payment history bonus
Get rewarded for good behavior. Qualify for a better rate after 12 months of on-time payments.
I was excited to buy my first car. I was 20 and had been at my same job for almost two years but didn’t have a good credit score because of limited credit. I had a co-signer but that didn’t help me get a good interest rate at most places. My credit union told me about the First Time Auto Buyer program. They approved my loan and will evaluate my rate after one year.