Happy African American family with young boy and girl

Become A Member

Unlike banks, all our Members must be connected in one way or another. This may be based on the area they live in, a relative, or a shared common bond such as place of work. These local connections are part of what keep our roots strong and sustained in our community. If you live or work in our membership field or are related to an existing Member, you can become a Member today.

Your new financial home, with people-centered good service & top-notch financial solutions.

Lone Star Credit Union is a not-for-profit financial cooperative, meaning that instead of investing in stocks like other financial institutions, we invest in people like you - our Members. Because we operate with a focus on people, not profit, any prosperity from our growth is given back to our Members in the form of fewer fees, better rates, and more services.

Become a Member

1. Discover your connection. Membership is currently open to those who meet one of the descriptions listed below. If you are eligible, please know that your family members also qualify for membership.  

  • Living or working within the counties of Delta, Hopkins, Hunt, Kaufman, Rains and Rockwall  
  • Living or working within a 10 mile radius of our Dallas branch  
  • Working for a business served by Lone Star Credit Union.

2. Open your Savings account. With a $25 opening deposit into a savings account, you're officially a Member of Lone Star Credit Union. Open your new account today! Apply online, give us a call, or stop by any of our branches.

3. Access financial solutions & member services. We have the solutions to your financial needs: refinance or apply for a loan, open a checking account, and more. Not sure where to start? Contact us to discover what solutions are the best fit for you.

Membership Benefits  

  • Personalized service
  • Account access by phone, app, online, and in-person  
  • Exclusive Member discounts & offers  
  • Financial education & debt resources
  • Deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA)